hi, everyone, welcome to "on the money." i'm kelly evans in for becky quick of the getting hacked at home, how information can be stolen by sophisticated thieves that demand payment to get it back. breaking barriers with women on wall street. a life changing tool for familiar his with special needs kids. how it works and how it may make the future more secure? >> as a win-win. >> and pop the cork and pour. finding best summer wines on a budget. we'll put them to a taste test "on the money" starts right now.

>> we begin with ransomware, ordering you to pay them to give your information back to you, you'd naturally expect banks and hospitals and rich and famous to be the obvious targets and they are but a target recently was an unusual one, a nascar team, that's our cover story. >> and up and coming nascar team days away from the big race. when the laptop started to go heywire. >> my files have been encrypted. >> all of the critical files locked up. >> everything we do, everything is on that computer. >> the team had been hit with a ransomware attack, first the virus, then a ransom note. >> your files are encrypted and only way to get it back and pay ransom. >> attacks like this are

skyrocketing, hitting towns and businesses and schools and hospitals with law enforcement virtually powerless to stop it. special agent will bails manages investigations nationwide for the fbi. he says while it's tough to detect where the malware comes from, it can attack through a simple e-mail attachment. >> there's no way decrypting those files without that key. >> the hackers demanding payment, sometimes millions in bitcoin, internet currency that can't be chased. the team hunkered down in a room, at risk data at risk. >> pass track data, all of that is priceless. i would have done anything to get that back. >> they finally decided to pay the ransom. >> after hours of waiting. >> it was huge relief when we got the key. >> even if you do pay, there's

no guarantee. >> they now know that you're susceptible and want to pay them. >> what can you do? the fbi advises against paying any ransom, even small amounts like the nascar team did. having a secure backup is critical. that way you can restore the files on your own and never open an e-mail attachment unless you know exactly what it is, andrea day for on the money. >> the nascar team came forward to raise awareness. how to protect yourself, the cto of brain link. the fbi says don't pay it. you're saying a lot of times you have to. why? >> as law enfos. agency the fbi does not want to encourage criminals and they can't say give into the muggers but it is like mugging. you don't call the cops every time somebody mugz you on the streets of new york. if you've done proper backups,

paying ransom is the right thing to do because it's your data that they have locked up. >> it's critical. i would imagine they could ask for almost anything. >> the criminals are fairly smart, got a really good business model. we've seen from $500 to several thousand dollars. if you are nascar, they'll change a hey ransom fee for a hospital they'll charge much larnler. if you're a parent at home and encrypt the baby photo, they'll charge a couple hundred bucks. >> the nascar team came forward because they wanted to raise awareness, this is going on to an extent we're not even aware of. >> it is the biggest epidemic going on right now. it is easy for the criminals to make money. it's a very, very low risk proposition for them. it's a business. it's a business in multiple countries and it works because it takes advantage of three key

factors, our natural human desire to be lazy, everybody thinks i'm too small, i'm a mom at home, small business owner. >> what do people do to protect themselves? how are they getting my information in the first place? >> the most common is infected ads on the websites. the criminal organizations, because they are making hundreds and millions of dlaz, they are buying ads on real networks. >> do the networks know about this? could they be on the hook for that happening? >> that's not a question i can answer, it's a fine nuance of law. there is no regulation in the online industry. on television, you can't advertise cigarettes during prime time, there are lots of things you can't advertise on tv -- >> when i'm a website, i'm clicking on something accidentally. but i'm getting away to get to

the content i'm looking for. the best way to do is install an ad blocker, newspapers all claim if you're using ad blocker can't see our content. it's not advertising like on tv on the newspaper. reading an ad in the newspaper does not get me infected. watching an ad on tv does not put my company or life at risk. watching an ad online, you're letting somebody else's code run on your computer. >> what about e-mails, that's been one way, opening attachments? >> that is the second biggest vehicle tore. the first is online ads and second is e-mail. we've seen a lot of flood much fake invoices and payment requests. you have to train yourself. if you don't do business with american express, don't open an american express invoice. >> is russia's hack of these e-mails from the democratic national committee, was your take on that? >> we don't know who did it.

it could be the russians or number of other organizations. what we do know is that e-mails were leaked and that is a common thing we're seeing across a wide swath of industries, now attackers are using information theft in multiple ways, to hold for ransom and if they are larger actors, if you are a large corporation and maybe your competition may be hacking you. two weeks the story broke where researchers caught up are the ransom ware gang, why are you charging so little because one of your competitors paid us to do it. hacking is a business and it's not illegal in most countries. >> raj, thank you for joining us this week. fascinating. >> we're on the money, a special way for families with special needs kids. later, from prison to wall street, a store of orange is the new black has a new role all about green and glass ceilings.

how the stock market ended this week.

here's a look at what's making news, america's economy was weaker than expected in the second quarter of the year. the gross domestic product the broadest measure of the size and scope of the u.s. economy came in at 1.2%, that's half of what was predicted. consumer spending was pretty strong and housing and business investment were weak. the dow had four straight days of declines by thursday after setting new highs earlier in the month. nasdaq neared a 52-week high and stocks were missed on friday. the federal reserve did what it was expected to do this week and left interest rates unchanged

even though the fed held steady and did say risks to the economy have diminished and left the door open for a possible hike in september. the next barista at starbucks could have pink hair and that would be just fine. the company announcing it is relaxing its dress code, which allows fedoras as well and no hoodies and familiar green ap ron stays. a new tool is available to help ease the way when it comes to saving for the future and after years and legislative limbo, states are starting to get these programs call able accounts off the ground. senior personal finance correspondent sharon ep per son has the story of how one family in suburban chicago is jumping for joy. >> 11-year-old maddy gillespie loves playing in the backyard. >> maddie is an amazing kid with an amazing amount of potential. >> her parents are like many two

career couples, busy juggling work and raising three children, including maddie born with down syndrome and they continue to have special needs as she gets older. >> we want her to work and be engaged and do what makes maddie happy. with that, we have to consider her financial future. >> taking advantage of a new way to save known as an able account may help. these accounts are modeled after 529 college savings plans, four states, ohio, tennessee and nebraska and florida, have opened program for enrollment so far with several more expected to do so by the end of the year. in most indications families can use any state's plan regardless of where they live. >> able accounts are available to individuals who have been dying notioned with a qualifying disability before age 26 and have many advantages. families can contribute up to $14,000 a year. the money goes in post tax and grows and is withdrawn tax free for qualifying expenses,

including education, housing, transportation costs and employment support and other services. >> for the first time having an ability to save tax free for families with a special needs member, that also can allow for the ability of the family to maintain benefits if they are working without jeopardizing the government opportunities they would otherwise have. >> they often rely on medicaid and splimtal security income but these benefits can be reduced if an individuals has more than $2,000 in assets. with able accounts, they can save up to $100,000 for their loved ones before losing part of some key benefits. a promising strategy to help families like the gillespies have more. >> having an additional savings opportunity for your family member with special needs is just a bonus, it's a benefit, it's a win-win. >> for "on the money", sharon epperson.

advocates expect seven more states to launch their programs this year, as of now, only oregon has officially given an enrollment date which will be this december. we're "on the money", ambition, betrayal and billions, a new thriller into the cut throat world of wall street but with a twist and your perfect wine for your summer getaway at a price you'll like. cheers. mr. clean gets tough on dirt and grime

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>> that was the scene from equity, challenges wall street's glass ceiling. there has never been a female ceo at any of the largest investment banks, equity is a thriller written by and directing by and starring women. two of those actors, sara megan thomas and alicia riner produced the movie. i appreciate your time. what did you learn in doing research for this project? >> how hard it is to work on wall street. i mean, just it's fascinating how hard these individuals work. >> it's a tough business. you go from doing a project about prison to a project about wall street and any parallels there. >> exactly the same -- no -- >> all of the people going to prison or should. >> one of the things i'm really happy about is working on "orange" and murder, these amazing women who run a show

where so many women are leaders and they really inspired me. and it's been so exciting to be able to give opportunity to so many women in this. >> and you're bringing up an important point which is that wall street doesn't have the best public image these days but you mentioned what you learned first and foremost how hard people are working. was there anything else that surprised as you dug into term? >> totally. women felt they had to hide their pregnancy if they were up for bonus because if they disclosed they wouldn't get the promotion or get paid enough. we put that in my character in the script and just at a certain level women get to a certain level and cannot break the glass ceiling. they just don't go any higher for some reason. >> the parallels across all of corporate america and across our business. and what's been amazing is women

coming to us afterwards, from all different jobs and saying to us, oh, my god, you told my story, i was kind of nauseous but i felt so rewarded. >> why was it that it felt like now is the time to tell? you were looking for strong female characters? was it with the election cycle in mind? was it to shatter misconceptions or just to give good quality work to some of the more complex female characteristics out there. >> yes, yes and yes. sara came to me with this idea, what about a woman on wall street. at first i wasn't that interested and then i started talking to these women and women consult in the world and hearing their stories, i felt like, truly hearing the inequity, i felt like we had to tell story. to help make change. >> and we just wanted to show complex ambitious women on screen. what will any woman go to get what they want in life if they

are ambitious and let the audience kind of decide how they feel about that. >> it's been compared to a female version of wolf of wall street, i'm not sure that's the correct way to view this. how would you describe it? >> as the most realistic wall street movie we've seen that depicts the post financial crisis and entertaining thriller. when you have your coffee afterwards, you should say isn't that cool it was directed and starred and produced by women and what's been most exciting is men love it. that's the really fun thing. >> because there's three hot broads. >> it could be a little like chick flick but it's a really good date movie. guys love it. it is a thriller. >> thank you for joining us. "equity" opens this weekend in new york and l.a. and nationwide in august. up next "on the money", a look at the news for the week ahead. it's not just white wines that are best chilled this summer.

how to pick a bottle of red without getting burned. the best bargain bottles. pearl-optics science fades the look of dark spots evens tone and hydrates skin for instant illumination. olay luminous ageless.

here are stories coming up that may impact your money this woke. we're in the thick of earningses, cbs and tesla motors on monday we get the manufacturing index, an important look at the manufacturing sector. tuesday, automakers report their

july sales number and we'll look at the health of the consumer with personal income and spending numbers for june. thursday brings factory orders for june and friday the labor department releases the closely watched jobs report for july. plus, the summer olympics kick off in rio, usa. summertime is an especially good time for wine, whether looking for the perfect bottle for the barbecue or beach. ray aisle, food and wine editor has done grueling research for us. it has recommendations with the weather, both. i want to start with the very large rosee on the end. why do you have such a large bottle? >> it is basically kind of an in between zone between white wine and fruitiness of a red and it's become incredibly popular over the next two or three years. sales were up 40% last year. >> it's trendy. >> it's trendy. and the trend within trend, the newest trend is the giant bottle

of rosethis is your standard bottle. that is four standard bottles and it has an effect when you pour it for people at the party. >> i would love to have a taste. cheers by the way. >> cheers. >> this is the rose. okay. that's a very classic french rose, crisp and light. it's 10 or $12 a bottle. if you don't buy the giant bottle -- >> what does it work well with in terms of summer? >> one, you serve it chilled so you get that refreshing chilled quality for hot weather but it has more oomph than white wine. >> i'm looking at this, does this belong in our lineup? >> you have some people who want to drink red. 900 degrees outside, i drink red. >> eating steak or barbecue. >> hamburgers off the grill. what i suggest going for is a pinot noir, this is from the coast of california, which i

think for what it cost, which is $12 or so has beautiful kind of purity of flavor, takes like pinot noir, a lot of inexpensive taste kind of -- >> it's very spritly. >> i tasted about 40 recently, this is my job strangely enough. >> do you do the spit? >> i do the spit. otherwise you're on the floor. >> you won't be able to write about them. >> that's an option for people looking for wet. >> this is prosecco, the other category taking off recently. >> is that a champagne that's not champagne? >> it's a sparkling wine from italy. technically champagne comes from the champagne reason in france but everybody started to use the word for anything with bubbles. it is perfect a specific part of italy and it's a little bit fruitier, not as dry as champagne.

it's a great summertime pour and not very expensive. you can get a great bottle like this one for 15 bucks, which you know -- effectively champagne of drinks. >> basic champagne going to cost you 35. and i mean, it's -- >> good for mihmosa. >> and affordable to not kill your expensive bottle of wine. >> you made the point to find all affordable options. >> i went a little higher on the next one, $18, i went crazy. this is new zealand from spy valley. i like it -- it's kind of polarizing, they either love it or hate it. if you smell it, it has a grassy peppery note and some people love that. my wife for instance, doesn't. i think it's great. i think it's fantastic for summer. these guys for a few bucks more when you get up to the 17 bucks zone you get a nice wine.

it's sort of worth that extra five bucks. >> ourks wow. >> it's named spy valley because there's an american government military listening post in the valley where this winery is in new zealand kind of a hoot. >> i don't know if that's connection, that might be my favorite one, very cool. >> thank you for joining us. >> be careful with that big one, everybody. that's it for the show today, i'm kelly evans, becky is back next week. next week, how you can buy prescription drugs online at lower prices and still pick them up at your pharmacy. each week keep it here, we're "on the money." have a great one. we'll see you next weekend. josh, don't you have friends coming over? yeah, so? it stinks in here. you've got to wash this whole room are you kidding? wash it? let's wash it with febreze. for all the things you can't wash, use febreze... ...fabric refresher whoa hey mrs. walker

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welcome back live from the heart of times square, i'm brian sullivan, the team prepping behind us here. while they are doing, here's what's coming up on the show. >> that's what some traders see happening to big dividends, plus -- ♪ pretty much sums up what rates are doing and you wont believe how much lower the charts say they can go. and talk about a drug deal. >> let's g